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Payday loan without payroll: how to get one

The payday loan without a pay slip is intended, as the name suggests, to all those who do not regularly receive a monthly salary. But it can also happen to those who do not have a pay slip to have ideas that, however costly, they still want to achieve. And nobody forbids us to ask for a loan to implement them. Before requesting a loan, however, it is advisable to inquire about personal Mowgli in order to be able to make the choice that best suits our needs.

Bad payers

Bad payers

By putting the Mowgli of Ultranix in comparison with those of Astrofinance, Financialor, Cleopar and the credit institutions present on the market, you will certainly find the financing you need. When you want to apply for a loan, you need to be sure that you don’t become a bad payer, or if you have to be sure that you can keep up with your loan payments, otherwise you will automatically be enrolled in Credit Information Systems.

Who has the most difficulty getting a payday loan

Who has the most difficulty getting a loan

There are cases in which obtaining funding could be more difficult, but not impossible: for example, for those who do not have a permanent employment contract, for those who are unemployed, for professionals or self-employed workers with low income, for temporary workers or to atypical workers with permanent contracts. So let’s see how to get a payday loan without a paycheck.

The guarantor

The guarantor

One solution is to find a guarantor, that is the person to whom the credit institution that pays out a payday loan without a pay slip turns to failure. Any private individual who presents certain characteristics from a financial point of view can act as guarantor: he must have an employer who regularly pays him a paycheck, or he can be a pensioner or a freelancer.

Owners of buildings

Owners of buildings

Otherwise, if you own an apartment, a house or a building, you can get a payday loan without a pay slip mortgaging the building in question. In this case, an assessment of the property by the credit institution will be made at the time of loan signing. If you were to prove bad payers, the institute has the right, because it is provided for by law, to make claims on the property itself.

Regular monthly income

Regular monthly income

Another way to get a payday loan without a pay slip is to show the bank, or the bank to whom you are applying for the loan, to have a regular monthly income. An example of a regular entry can be the income related to a lease of a property that you own. In this way, those who must determine whether or not to grant the loan can have a guarantee that the installments can be sustained without problems.

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